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How to Find Out if You Live Near a Flood Plain

June 8, 2017



If you want to know how close you live to a federally-designated flood plain, there's a map for that.


The Federal Emergency Management Agency's website allows people search detailed flood maps.


All you need to do is just put in your address, and you can see a map of your neighborhood.


Insurance companies use a number of factors in setting rates for flood insurance and rate the risk on a letter scale from A to X, said Dallas independent insurance agent Ken Davidson.


  • Unfinished Dallas Flood Control Leaves Areas Vulnerable

"Homeowners' policies do not cover you for flood, whether it's your dwelling, your property or your contents," he said. "You have to secure a separate flood insurance policy."


Davidson said more than 75 percent of Texans decide they can't afford it or don't need it.

But he warned when a flood hits, it's too late.


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"You're buying insurance for claims and when that claim happens, you better make sure you have coverage," he said.


Once you buy a policy, it takes 30 days to go into effect, he said.


Click the link to find the FEMA flood maps.



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